{"id":25204,"date":"2022-09-28T11:32:47","date_gmt":"2022-09-28T11:32:47","guid":{"rendered":"https:\/\/www.global-satu.com\/?p=25204"},"modified":"2022-09-28T11:32:47","modified_gmt":"2022-09-28T11:32:47","slug":"ridha-saleh-bantu-100-sektor-usaha-ultra-mikro-di-kota-palu","status":"publish","type":"post","link":"https:\/\/beritaglobalindonesia.com\/?p=25204","title":{"rendered":"Ridha Saleh Bantu 100 Sektor Usaha Ultra Mikro di Kota Palu"},"content":{"rendered":"<p><strong>PALU<\/strong> &#8211; Tenaga Ahli (TA) Gubernur Sulawesi Tengah (Sulteng), Muhammad Ridha Saleh memberikan perhatian khusus kepada pelaku usaha mikro di lapisan terbawah yang sama sekali tidak bisa disentuh oleh sektor perbankan alias tidak bankable.<\/p>\n<p>Bentuk perhatian yang diberikan adalah dengan memfasilitasi bantuan kepada 100 usaha Ultra Mikro (UMi) yang tersebar di beberapa wilayah di Kota Palu.<\/p>\n<p>\u201cBantuan ini didedikasikan untuk meringankan beban sosial, sekaligus menjaga daya tahan bagi sektor usaha ultra mikro yang ada di Kota Palu,\u201d ungkap Ridha Saleh, kepada media ini, di Palu, Rabu (28\/09).<\/p>\n<p>Ia menjelaskan secara garis besar bentuk bantuan yang diberikan tersebut. Menurutnya, terdapat lima karakteristik pembiayaan UMi bagi UMKM.<\/p>\n<p>\u201cPertama, pinjaman dalam jumlah kecil yang ditujukan untuk kegiatan wirausaha dan bukan konsumtif. Dan kedua, pinjaman hanya untuk masyarakat yang hidup di bawah garis kemiskinan, khususnya kepada perempuan dan bagi mereka yang belum memiliki akses terhadap layanan keuangan formal,\u201d tuturnya.<\/p>\n<p>Selanjutnya, kata dia, bantuan tersebut disebar ke sektor usaha seperti pedagang garam Talise, penjual kacang dan pisang, kuliner dange, pedagang nasi kuning skala paling kecil serta jenis usaha mikro lainnya.<\/p>\n<p>\u201cKarena memang jumlahnya juga cukup besar di Kota Palu. Mereka inilah yang sama sekali belum bisa difasilitasi perbankan melalui program Kredit Usaha Rakyat (KUR),\u201d tambah mantan Wakil Ketua Komisi Nasional Hak Asasi Manusia (Komnas-HAM) RI itu.<\/p>\n<p>Ia menjelaskan beberapa pertimbangan sehingga ingin mendedikasikan dirinya pada sektor tersebut.<\/p>\n<p>Kata dia, berdasarkan data Kementerian Koperasi dan UKM, kendala yang paling sering dihadapi UMKM adalah keterbatasan akses permodalan (51,09%), pemasaran produk (34,72%), bahan baku (8,59%); sumber daya manusia atau pekerja (1,09%) transportasi (0,22%); dan terakhir lainnya (3,93%).<\/p>\n<p>Dari data tersebut, lanjut dia, kendala yang paling umum dihadapi UMKM di Indonesia adalah terbatasnya akses permodalan. Kendala ini terjadi karena persyaratan pengajuan kredit kepada perbankan cukup sulit dipenuhi oleh UMKM di Indonesia.<\/p>\n<p>\u201cInilah yang kita upayakan, mempermudah para pelaku usaha ini untuk mendapatkan modal tanpa harus memikirkan persyaratan yang berbelit-belit dan rumit. Apalagi di tengah kondisi masyarakat kita yang belum sepenuhnya pulih akibat bencana alam dan pandemi Covid-19,\u201d tutup pria kelahiran Palu yang pernah menjadi Deputi Direktur WALHI (2002-2006) itu. (Joemain )<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PALU &#8211; Tenaga Ahli (TA) Gubernur Sulawesi Tengah&#8230;<\/p>\n","protected":false},"author":3,"featured_media":32100,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kia_subtitle":"","footnotes":""},"categories":[2],"tags":[],"newstopic":[],"class_list":["post-25204","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ridha Saleh Bantu 100 Sektor Usaha Ultra Mikro di Kota Palu - Berita Global Indonesia<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/beritaglobalindonesia.com\/?p=25204\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ridha Saleh Bantu 100 Sektor Usaha Ultra Mikro di Kota Palu - 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